{"id":2439442,"date":"2022-10-05T18:11:20","date_gmt":"2022-10-05T21:11:20","guid":{"rendered":"https:\/\/wordpress-1303679-4752868.cloudwaysapps.com\/?post_type=web-story&#038;p=439442"},"modified":"2024-08-29T00:41:14","modified_gmt":"2024-08-29T03:41:14","slug":"como-a-selic-afeta-o-mercado-imobiliario","status":"publish","type":"web-story","link":"https:\/\/www.quintoandar.com.br\/guias\/web-stories\/como-a-selic-afeta-o-mercado-imobiliario\/","title":{"rendered":"Selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-video-0.1.js\" custom-element=\"amp-video\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Poppins%3Awght%40400%3B600%3B700\" rel=\"stylesheet\"\/><noscript><\/noscript><meta name=\"web-stories-replace-head-start\"\/><title>Selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio<\/title><link rel=\"canonical\" href=\"https:\/\/www.quintoandar.com.br\/guias\/web-stories\/como-a-selic-afeta-o-mercado-imobiliario\/\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"Guias\" publisher-logo-src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/02\/front-view-of-child-room-with-rustic-interior-design-scaled.jpg\" title=\"Selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio\" poster-portrait-src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/04\/cropped-pexels-polina-zimmerman-3747462-scaled-1-640x853.jpg\"><amp-story-page id=\"01968040-438e-4773-8433-a671fce88a90\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#3957bd\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-247471e6-1043-4364-a22c-886d2e20b121\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:22.81553%;width:78.39806%;height:16.99029%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6191950464396285% 0.6191950464396285% 0.6191950464396285% 0.6191950464396285% \/ 1.9047619047619049% 1.9047619047619049% 1.9047619047619049% 1.9047619047619049%\" id=\"el-efb17755-5ba1-4cc4-bbe8-b403aa9aeeaa\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.3467492260061906% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.469256em;line-height:1.1;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #f8f9f5\">Selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:49.02913%;width:76.21359%;height:50.80906%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2e0448a9-9fc4-4eae-a3ca-6f2d87262536\">\n<div class=\"fill\" style=\"background-color:#f8f9f5;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.04854%;top:51.2945%;width:69.41748%;height:46.27832%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" class=\"mask\" id=\"el-aac26eb9-74ba-44e2-98c3-8a06e5155c10\"><a href=\"https:\/\/www.quintoandar.com.br\/guias\/dados-indices\/taxa-selic-imoveis\/\" data-tooltip-icon=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/draga-work-6OMe9rp3v9c-unsplash-scaled.jpg\" data-tooltip-text=\"Selic em 13,75%: veja se \u00e9 hora de investir no mercado imobili\u00e1rio\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<div style=\"position:absolute;width:100%;height:149.97071%;left:0%;top:-34.48905%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/04\/pexels-polina-zimmerman-3747462-scaled.jpg\" alt=\"Foto que ilustra stories sobre Selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio  mostra uma mulher pesquisando em um notebook\" srcSet=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/04\/pexels-polina-zimmerman-3747462-scaled.jpg 1707w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/04\/pexels-polina-zimmerman-3747462-1365x2048.jpg 1365w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/04\/pexels-polina-zimmerman-3747462-1024x1536.jpg 1024w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/04\/pexels-polina-zimmerman-3747462-768x1152.jpg 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src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/03\/QA_Logo_Branco.png\" alt=\"QA_Logo_Branco\" srcSet=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/03\/QA_Logo_Branco.png 998w\" sizes=\"(min-width: 1024px) 23vh, 51vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"8ea42a71-72a7-4868-9db3-ae7f6eb3c81e\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2a4d7188-3cdd-4f89-8b92-ff21f89efe45\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.2233%;width:100.24272%;height:60.67961%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8eafa53f-349a-4006-8af3-f5537ec37a3f\">\n<div class=\"fill\" style=\"background-color:#f8f9f5;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:0;top:47.411%;width:100.24272%;height:62.78317%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4686cddd-1e99-4c96-815c-5ba4387c842b\">\n<div class=\"fill\" style=\"background-color:#3957bd;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:4.85437%;top:50.48544%;width:90.53398%;height:56.31068%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4e1401ea-c3dc-4056-8d15-72ba00d138bf\">\n<div style=\"position:absolute;width:165.86238%;height:100%;left:-32.93119%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-4e1401ea-c3dc-4056-8d15-72ba00d138bf-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/c.tenor.com\/_pikJ1cxvL0AAAAe\/taka-money.png\" layout=\"fill\" alt=\"V\u00eddeo que ilustra stories sobre Selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra uma crian\u00e7a com uma nota de dinheiro na m\u00e3o.\"><source type=\"video\/mp4\" src=\"https:\/\/c.tenor.com\/_pikJ1cxvL0AAAPo\/taka-money.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:15.29126%;top:2.91262%;width:69.66019%;height:40.12945%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-1814e48d-7714-431c-803b-540e95263a4a\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.0452961672473868% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.323625em;line-height:1.1;text-align:initial;padding:0;color:#000000\"><span>Depois de um ano e meio de altas consecutivas a cada reuni\u00e3o, o Comit\u00ea de Pol\u00edtica Monet\u00e1ria do Banco Central (Copom), em seu \u00faltimo encontro ocorrido nos dias 20 e 21 de setembro, optou por manter est\u00e1vel a taxa b\u00e1sica de juros da economia nacional (Selic) em 13,75% ao ano.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"28c125a6-9232-41cd-88bd-b3247ad1e7dd\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#a99361\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9e92780b-e366-4d3c-a28d-0165bc73d1f2\">\n<div style=\"position:absolute;width:177.77778%;height:100%;left:-38.88889%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-9e92780b-e366-4d3c-a28d-0165bc73d1f2-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/media.tenor.com\/TpBOrtlmO8EAAAAe\/pokemon-detective-pikachu.png\" layout=\"fill\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra um personagem de desenho com uma lupa na m\u00e3o.\"><source type=\"video\/mp4\" src=\"https:\/\/media.tenor.com\/TpBOrtlmO8EAAAPo\/pokemon-detective-pikachu.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:78.47896%;width:76.69903%;height:16.50485%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;background-clip:content-box;background-color:#f8f9f5\" id=\"el-e3c23dc2-d680-4681-a028-af41faccdcfa\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.949367088607595% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.323625em;line-height:1.1;text-align:initial;padding:1.2658227848101267% 2.5316455696202533%;color:#000000\"><span>Entenda como a Selic interfere no mercado imobili\u00e1rio e quais medidas devem tomar os investidores.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"c34cfbe5-b01d-40a5-8995-9c349c6c8cb2\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-17fc22f3-3e85-4493-9731-47815b0a2447\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.2233%;width:100.24272%;height:60.67961%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-87f46b26-0781-4668-893e-b4f7c5969c74\">\n<div class=\"fill\" style=\"background-color:#f8f9f5;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:0;top:47.411%;width:100.24272%;height:62.78317%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2e4f4d8a-3ef1-4735-9dda-fee8ffe12171\">\n<div class=\"fill\" style=\"background-color:#3957bd;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.09709%;top:50.48544%;width:90.53398%;height:56.31068%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-97139ba5-0be2-413d-b0c1-cc1db432dbba\">\n<div style=\"position:absolute;width:167.10016%;height:100%;left:-33.55008%;top:0%\" data-leaf-element=\"true\"><amp-video id=\"el-97139ba5-0be2-413d-b0c1-cc1db432dbba-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/c.tenor.com\/w4kKSRqtsIcAAAAe\/im-lost-formula.png\" layout=\"fill\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra um homem fazendo contas com os dedos.\"><source type=\"video\/mp4\" src=\"https:\/\/c.tenor.com\/w4kKSRqtsIcAAAPo\/im-lost-formula.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:12.29773%;width:75.72816%;height:21.19741%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-f2519292-fc65-4743-8bbd-14fc0982f6d0\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.9134615384615378% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.307443em;line-height:1.1;text-align:initial;padding:0;color:#000000\"><span>\u00c9 dif\u00edcil cravar quais s\u00e3o todos os efeitos da alta dos juros para o mercado imobili\u00e1rio. Entretanto, existem tr\u00eas reflexos mais diretos sobre esse segmento da economia:<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"342958d8-e9ed-44b9-8345-b3d58ced1b70\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#262626\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8004461e-1cdc-4ab4-be31-f0228350d67b\">\n<div style=\"position:absolute;width:266.66667%;height:100%;left:-83.33334%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=6000&amp;h=4000&amp;fit=max\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra um bairro com casas.\" srcSet=\"https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=6000&amp;h=4000&amp;fit=max 6000w,https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=4800&amp;h=3200&amp;fit=max 4800w,https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3600&amp;h=2400&amp;fit=max 3600w,https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2400&amp;h=1600&amp;fit=max 2400w,https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1200&amp;h=800&amp;fit=max 1200w,https:\/\/images.unsplash.com\/photo-1516156008625-3a9d6067fab5?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwxNHx8cHJvcGVydHl8ZW58MHx8fHwxNjQ5MzQyNjk4&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:calc(14.56311% - 9px);top:calc(30.42071% - 9px);width:calc(68.93204% + 18px);height:calc(46.1165% + 18px);opacity:1\">\n<div style=\"top:0;left:0;right:0;bottom:0;width:100%;height:100%;position:absolute;border-width:9px 9px 9px 9px;border-color:rgba(57,87,189,1);border-style:solid;border-radius:0.7042253521126761% 0.7042253521126761% 0.7042253521126761% 0.7042253521126761% \/ 0.7017543859649122% 0.7017543859649122% 0.7017543859649122% 0.7017543859649122%;pointer-events:initial;display:block;z-index:0;background-clip:content-box;background-color:#f8f9f5\" id=\"el-96161412-b593-48ed-9f37-ea2c35c87843\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6690140845070418% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:initial;padding:1.4084507042253522% 2.8169014084507045%;color:#000000\"><span><span style=\"font-weight: 700\">1. Quanto maior a Selic, maiores tendem a ser os juros do financiamento imobili\u00e1rio<\/span><\/p>\n<p>Quando a taxa b\u00e1sica de juros sobe, os juros de todos os empr\u00e9stimos concedidos no pa\u00eds tendem a subir, embora essa correla\u00e7\u00e3o n\u00e3o seja proporcionalmente perfeita.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"caa83910-71b9-4756-996e-29cf474ab484\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#b8b4b6\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-addcdad9-7f26-4023-8ae8-cec015c8d8e8\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-16.69272%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/09\/cropped-alugar-ou-financiar-1.jpg\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra duas pessoas conversando e fazendo contas em uma calculadora.\" srcSet=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/09\/cropped-alugar-ou-financiar-1-640x853.jpg 640w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/09\/cropped-alugar-ou-financiar-1-225x300.jpg 225w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/09\/cropped-alugar-ou-financiar-1-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 60vh, 133vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:calc(15.53398% - 9px);top:calc(35.11327% - 9px);width:calc(68.93204% + 18px);height:calc(35.11327% + 18px);opacity:1\">\n<div style=\"top:0;left:0;right:0;bottom:0;width:100%;height:100%;position:absolute;border-width:9px 9px 9px 9px;border-color:rgba(57,87,189,1);border-style:solid;border-radius:0.7042253521126761% 0.7042253521126761% 0.7042253521126761% 0.7042253521126761% \/ 0.9216589861751152% 0.9216589861751152% 0.9216589861751152% 0.9216589861751152%;pointer-events:initial;display:block;z-index:0;background-clip:content-box;background-color:#f8f9f5\" id=\"el-bf0be891-74e2-4fa6-9758-1a8ad7421959\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6690140845070418% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:initial;padding:1.4084507042253522% 2.8169014084507045%;color:#000000\"><span><span style=\"font-weight: 700\">2. Selic alta interfere na atratividade da renda fixa<\/span><\/p>\n<p>Quando a taxa Selic est\u00e1 em alta, o investidor de im\u00f3veis costuma enfrentar um grande dilema relacionado \u00e0 rentabilidade do patrim\u00f4nio.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"dd5b4385-f2ae-4e2a-84c7-dab54ea7c823\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#998f82\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-97f07d9f-7236-404a-8b34-945d2eaf056f\">\n<div style=\"position:absolute;width:266.6146%;height:100%;left:-83.3073%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-scaled.jpg\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra pr\u00e9dios.\" srcSet=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-scaled.jpg 2560w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-2048x1365.jpg 2048w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-1536x1024.jpg 1536w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-1024x683.jpg 1024w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-768x512.jpg 768w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-300x200.jpg 300w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2022\/10\/vitor-paladini-OFMwOc2KZBw-unsplash-150x100.jpg 150w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:calc(14.56311% - 9px);top:calc(36.73139% - 9px);width:calc(68.93204% + 18px);height:calc(31.5534% + 18px);opacity:1\">\n<div style=\"top:0;left:0;right:0;bottom:0;width:100%;height:100%;position:absolute;border-width:9px 9px 9px 9px;border-color:rgba(57,87,189,1);border-style:solid;border-radius:0.7042253521126761% 0.7042253521126761% 0.7042253521126761% 0.7042253521126761% \/ 1.0256410256410255% 1.0256410256410255% 1.0256410256410255% 1.0256410256410255%;pointer-events:initial;display:block;z-index:0;background-clip:content-box;background-color:#f8f9f5\" id=\"el-955e1401-24ae-45b2-bfd1-209c007568f1\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6690140845070418% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:initial;padding:1.4084507042253522% 2.8169014084507045%;color:#000000\"><span>Afinal, com o governo pagando 13,75% a.a., mais de 1% ao m\u00eas, \u00e9 de se pensar se compensa manter o patrim\u00f4nio alocado em um im\u00f3vel ou se \u00e9 melhor deixar esse dinheiro no Tesouro Selic.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e9582be7-5764-42e2-abad-7efa3bab301a\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#b89a81\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9d310c8a-8f7d-4310-9b23-acdc24b9fb68\">\n<div style=\"position:absolute;width:266.73335%;height:100%;left:-116.70001%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998.jpg\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra um homem olhando da janela de casa para fora.\" srcSet=\"https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998.jpg 2000w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998-1536x1024.jpg 1536w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998-1024x682.jpg 1024w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998-768x512.jpg 768w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998-300x200.jpg 300w,https:\/\/www.quintoandar.com.br\/guias\/wp-content\/uploads\/2021\/04\/5A_03-998-150x100.jpg 150w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:calc(16.26214% - 9px);top:calc(34.30421% - 9px);width:calc(68.93204% + 18px);height:calc(42.39482% + 18px);opacity:1\">\n<div style=\"top:0;left:0;right:0;bottom:0;width:100%;height:100%;position:absolute;border-width:9px 9px 9px 9px;border-color:rgba(57,87,189,1);border-style:solid;border-radius:0.7042253521126761% 0.7042253521126761% 0.7042253521126761% 0.7042253521126761% \/ 0.7633587786259541% 0.7633587786259541% 0.7633587786259541% 0.7633587786259541%;pointer-events:initial;display:block;z-index:0;background-clip:content-box;background-color:#f8f9f5\" id=\"el-860dcdf7-5ff0-4063-8d68-e62d08a6eb11\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6690140845070418% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:initial;padding:1.4084507042253522% 2.8169014084507045%;color:#000000\"><span><span style=\"font-weight: 700\">3. Redu\u00e7\u00e3o da demanda por compra pode estimular mercado de alugu\u00e9is&nbsp;<\/span><\/p>\n<p>O financiamento caro tende a segurar a compra de im\u00f3veis para um momento futuro, o que pode, temporariamente, aquecer ainda mais o mercado de alugu\u00e9is.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b99d1243-76cc-4233-ab5d-be026822fd6d\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ad40b211-0eda-4c39-ba5d-6869bdb2ebb1\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.2233%;width:100.24272%;height:60.67961%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-78930d19-9653-43e3-a500-a16adece6d9e\">\n<div class=\"fill\" style=\"background-color:#f8f9f5;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:0;top:47.411%;width:100.24272%;height:62.78317%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ce0c57d3-0f8f-4ed1-8d5c-8cf1d565b868\">\n<div class=\"fill\" style=\"background-color:#3957bd;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.09709%;top:50.48544%;width:90.53398%;height:56.31068%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-56174dbe-63c7-438b-9ba1-be4c09ee8590\">\n<div style=\"position:absolute;width:100%;height:107.18391%;left:0%;top:-3.59195%\" data-leaf-element=\"true\"><amp-video id=\"el-56174dbe-63c7-438b-9ba1-be4c09ee8590-media\" autoplay=\"autoplay\" loop=\"loop\" noaudio=\"noaudio\" poster=\"https:\/\/c.tenor.com\/mOR-MnUI3QEAAAAe\/confused-white-persian-guardian.png\" layout=\"fill\" alt=\"V\u00eddeo que ilustra stories sobre selic em 13,75%: como a taxa afeta o mercado imobili\u00e1rio mostra um bichinho de pel\u00facia com cara de perdido e sem entender algo.\"><source type=\"video\/mp4\" src=\"https:\/\/c.tenor.com\/mOR-MnUI3QEAAAPo\/confused-white-persian-guardian.mp4\"\/><\/amp-video><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:1.13269%;width:76.94175%;height:8.89968%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-32465808-6888-4870-ac45-3c4bea65b155\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.0410094637223966% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.355987em;line-height:1.1;text-align:initial;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">O que fazer como investidor do mercado imobili\u00e1rio?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:13.75405%;width:76.94175%;height:26.3754%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 1.2269938650306749% 1.2269938650306749% 1.2269938650306749% 1.2269938650306749%\" id=\"el-7a0893ff-dddd-4560-8178-faf2d0093344\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.5993690851735011% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.307443em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span>Por mais que oscila\u00e7\u00f5es de vari\u00e1veis econ\u00f4micas possam ser mais ou menos favor\u00e1veis, elas&nbsp;n\u00e3o justificam nenhuma mudan\u00e7a radical a respeito&nbsp;<br \/>\ndo patrim\u00f4nio.<\/p>\n<p><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"f0103f48-93b2-4be6-b5cc-bc40ae586196\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#3957bd\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8b08df59-7874-493e-b428-de4d6b516e0b\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.62136%;top:50%;width:80.09709%;height:30.2589%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-e7d3d37d-2e83-4ecb-a9f3-81019dc4bc0f\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.2272727272727264% 0;font-family:&quot;Poppins&quot;,sans-serif;font-size:0.436893em;line-height:1.1;text-align:initial;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #f8f9f5\">Arraste a tela&nbsp;<\/span><br \/>\n<span style=\"font-weight: 600; color: #f8f9f5\">e confira mais informa\u00e7\u00f5es sobre o fechamento da Selic e seus desdobramentos para o setor imobili\u00e1rio.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.63107%;top:3.72168%;width:56.5534%;height:24.11003%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" 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